Non-QM Lending – Here to help you close more!

As a leader in the Non-QM/Non-Agency space, First National Bank of America provides correspondent lenders with residential mortgage solutions to help the underserved, creditworthy borrowers. Our simple Non-QM loan programs allow ITIN or SSN borrowers the opportunity of homeownership when conventional mortgage guidelines fail to meet their needs. Borrowers can qualify with 12 months of income using business or personal bank statements, profit & loss statements, seasoned assets or traditional, full doc options.

With the need for mortgage solutions that fall outside of the traditional lending box growing exponentially, now is a great time to get familiar with Non-QM lending. Give us a call at 800.636.3429 or submit a scenario and start working with a Non-QM correspondent lender that has been committed to alternative mortgage solutions for over 65 years!

Solutions for Financing Outside of the Box

Designed to help a borrower with a tax id number but no social security number. We can lend up to 85% LTV and 55% DTI on ITIN loans.

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Terrific Solution for a borrower who needs a mortgage after bankruptcy, foreclosure or short sale. No seasoning is required on the credit event and gift funds are accepted.

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Our Profit & Loss Only option or 12 months of personal/business bank statements are a perfect fit for self-employed borrowers. Find out more today!

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Non-QM Lending – Here to help you close more!

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Solutions for Financing Outside of the Box

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Questions? Give us a call today!