Benefits of a HomeTowne Account

  • Provides all of the conveniences of a regular checking account
  • Mobile and Text Banking
  • $1,000 minimum to open/ $1,000 minimum daily balance
  • Available in branch only

Select a region below to see all of the great rates available in your area.
East Lansing | Grand Rapids | Traverse City | National

* Interest rates and Annual Percentage Yields (APY) are accurate as of 4/07/2025 and are subject to change without notice. Fees could reduce earnings on the account.  A withdrawal will reduce earnings.

$1,000 minimum balance to obtain the APY. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. 

First National Bank of America
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