ITIN Frequently Asked Questions

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ITIN FAQs

Do I need to open a bank account with FNBA in order to apply for a mortgage loan?

No. There is no requirement to open an account with FNBA in order to obtain a mortgage.  

What is an ITIN?

An ITIN, or individual tax identification number, is a number issued by the Internal Revenue Service to a person that is required to file a federal tax return but doesn’t have or isn’t eligible to have a social security number. ITIN’s are typically issued to an immigrant who is living and working in the United States legally, but is not a U.S. citizen.

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All communication by any method provided in any language other than English is for courtesy and/or information only. All mortgage documents necessary to effectuate the transaction, required by law, or required by federal regulation, will be provided in English.

Las comunicaciones de todo tipo provistas en idiomas distintos al inglés son solamente para fines de cortesía y/o informativos. Todos los documentos hipotecarios necesarios para efectuar la transacción, requeridos por ley o por reglamentación federal, serán provistos en inglés.